Overview of Health Insurance Exchanges

Source: Namrata K. Uberoi, Annie L. Mach, Bernadette Fernandez, Congressional Research Service, CRS Report, R44065, July 1, 2016

….This report provides an overview of the various components of the health insurance exchanges. The report includes summary information about how exchanges are structured, the intended consumers for health insurance exchange plans, and consumer assistance available in the exchanges, as specified in the ACA. The report also describes the availability of financial assistance for certain exchange consumers and small businesses and outlines the range of plans offered through exchanges. Moreover, the report provides a brief summary of the implementation and operation of exchanges since 2014….