Source: Chris Augelli, Compensation Benefits Review, vol. 44 no. 6, November/December 2012
From the abstract:
Recent studies show that Americans are less confident than ever in their ability to achieve financial security in retirement. According to the Employee Benefit Research Institute, just 14% of survey respondents think they will have enough money to live comfortably in retirement. This article describes the challenges Americans face in saving for retirement and the steps plan sponsors and employees should take to achieve financial security in retirement.