Employment-Based Retiree Health Benefits: Trends in Access and Coverage, 1997‒2010

Source: Paul Fronstin, Nevin Adams, Employee Benefit Research Institute, EBRI Issue Brief, No. 377, October 2012

A growing number of workers are realizing they will not get retiree health care from their employer after they stop working, according to a new report by EBRI. While earlier research found little impact from reductions in coverage on current retirees, EBRI finds that initial changes employers made to retiree health benefits affected future retirees as opposed to then-current retirees. Over time, more and more retirees have “aged into” those program changes, resulting in the greater impact found in more recent studies.
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