By Sept. 23, the six month anniversary of the enactment of the health overhaul, many of the law’s provisions will be in effect. Most consumers, however, won’t see any changes until after Jan. 1 when their new health plan year begins.
In the meantime, employees will be getting ready for fall’s “open enrollment” period, when they pick their health coverage for the following year. In addition, people who buy their own health insurance will be researching their options. And Medicare beneficiaries will be able to change their coverage later this year, if they want to. Here’s a look at how the law affects people who get their coverage at work, buy their own health insurance or are enrolled in Medicare.