Employers, Workers, and the Future of Employment-Based Health Benefits

Source: Stephen Blakely, Employee Benefit Research Institute, EBRI Issue Brief no. 339, February 2010

Since the vast majority of Americans who have health coverage get it through their jobs, one obvious question raised by the health reform legislation pending in Congress is: How might it affect the U.S. employment-based health benefits system? At a recent day-long conference sponsored by EBRI, more than a dozen experts from a wide range of specialties found consensus on one point: Imposing a tax on health benefits (such as the proposed tax on so-called “Cadillac” health plans) is likely to cause major cuts in health benefits and might result in structural changes in the employment-based benefits system.
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