All 50 states provide health insurance coverage for their state employees. Most have done so for decades. However, the amount of coverage, who is eligible to enroll, and the portions paid by the state employer and by the individual worker always have varied from state to state.
In the past five years these state benefit plans have attracted much more attention among legislators, governors and policymakers. Often, this is because:
1. Rapidly rising commercial premiums are impacting state budgets;
2. State fiscal pressures are leading to more proposals to increase employee share of costs;
3. Co-payments and deductibles are on the rise in many places, separate from the established premiums.
* In the News: 2009 State Employee Health Programs Debates and Changes
* 2009 State Employee Health Premiums: Family coverage (includes comparison with 2006 premiums)
* 2009 Individual Coverage (includes comparison with 2006 premiums) – ">email for copy
* 2008 State Legislator Compensation- Health, Dental and Optical Benefits
* Chart of State Employee Health Premiums – 1999-2006 (compares cost of family coverage)
* Trends in State Employee Health Benefits