The Impact of the Recent Financial Crisis on 401(k) Account Balances

Source: Jack VanDerhei, Employee Benefit Research Institute, EBRI Issue Brief, no. 326, February 2009

A new EBRI analysis of the impact of the recent financial crisis on average 401(k) retirement plan balances from Jan. 1, 2008, to Jan. 20, 2009, shows that participants’ losses were largely determined by their account balance, age, and job tenure.

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